For trustworthy and accurate credit reporting information, always use  annualcreditreport.com. It is a free to obtain a copy of your credit history from this website.

The 3 indvidual credit reporting agencies are:

EQUIFAX
800-685-1111
888-766-0008-FRAUD ALERT

TRANS UNION
800-916-8800-Dispute
877-322-8228-Customer Service
610-546-4606-mortgage pending fax #
800-680-7289-FRAUD ALERT

EXPERIAN
888-397-3742
FRAUD ALERTS ONLINE

Some locations that provide secured credit cards to help boost your overall fico scores are:

*Orchard Bank
1-503-293-4037
*First Premier Bank
1-800-501-6125
*Applied Card Bank
1-800-225-5030

Take control of your credit. Its more important than you may realize to be able to qualify for things you need and/or want in life. You MUST show the ability to manage debt!