All posts by Kimberly

“Finding the Funny”

Inspirational, Special Features, , ,

A client and friend of mine recently became an author!  I am so proud of him and his hard work. Check it out, especially if you can use a little comedy in your life.  I cut an paste his emailed press release below…

Kimberly

I am proud to announce that my new book, Finding the Funny is out this week!  It’s a hilarious, light-hearted look at everything from the joys of being married with children, entertaining “permanent” visitors, battling squirrels at the birdfeeder, visiting the dollar store, to the lies they tell you about turning 50.  As many of you know, I’ve been an active Toastmaster and public speaker for over 15 years.  I started writing this book after I won the Humorous Speech Contest for the state of Georgia back in 2002 (Yeah, it took me eight years to finish it – but I’m a slow typist).  The award-winning speech was about an old car that I was driving at the time, “Miss Bessie the Hoopty (Chapter 4).”  After winning the contest, I started writing a monthly humor column called Laugh Lines for CrossRoadsNews.

Finding the Funny is a compilation of the longer versions of stories from the column, in addition to other humorous pieces that I have written and performed over the years.  I’m officially kicking the book off this week – you can read more about it or order a copy on my new website at www.alfredwiseman.com.  If you need a good laugh, this book is for you.  Thanks for checking it out and for all your love and support!

JOB POSTING

Professional Corner, , , , ,

I am passing this employment opportunity along…paying it forward has never hurt!  See below and make contact directly to Heather if interested or if you know anyone who is, feel free to pass this along.  Be sure you tell her you got the lead from Kimberly Webster!

**Hi, I hope this email finds you well. I would like to network with you for a new consulting engagement I am trying to fill. We are creating a team of 10 senior staff and manager level individuals who have due diligence experience (on the buy or sell side) for business acquisitions, preferably with a CPA. The client will only consider individuals who have performed corporate acquisitions not real estate or portfolio/asset purchases. The project would include full time (40+ hours/week) and part time professionals and will include limited travel. The client is wanting to get the team in place ASAP. This project is for a team of 10 individuals to provide the financial analysis (transaction support) to the M&A strategy team. The levels that would fit this role would be senior staff or manager (3-7 years due diligence experience) probably paying $40- 60/hr (may be a little flexible). Big 4 experience and CPA highly desired. Please fee free to share my contact information with anyone you know who might be interested in this work. Regards, Heather Michelotti 312-466-0306 hmichelotti@solomonedwards.com **

DETOX Begins October 6th 2010

Fitness & Nutrition, , , , , , , ,

Hi Again,

We will be having a FREE Q & A at the Studio next Wednesday Oct 6th morning at 10:00 am.  We will sample the meal replacement shakes, as well as other products, go over what to expect and answer all questions regarding the 28 day program. (Cost, grocery lists, schedule, scale, etc)

This is a very gentle detox, one that is extremely livable as well as teaches everyone the science behind a fat loss & clean eating lifestyle – not a diet.  Clients are reporting major changes in fat% loss and muscle gain months after the program has ended.

This is sort of a “class 1” — but it’s free so you have until then to make your final decision. Email me @ kwebsemail@gmail.com to let us know if you (or any of your friends who you’d like to join you) can attend. (this detox works very well in two’s, in both support and cost effectiveness. Consider a partner!)

**If you are not in the Atlanta area, let me know.  I can provide you with a mini “fit-kit” to try and a free  private phone consultation.  The earlier you contact me the better! And STAY TUNED for information about my upcoming Healthy Happy Hour!

Kimberly

Post a reply to this blog with any questions or if you are interested.

DETOX 101 – FAQ’S

Fitness & Nutrition, , , , , , , ,

Detox/Cleanse Frequently Asked Questions

*What is detoxification? *Who needs detoxification? *What happens if we do not detoxify properly? *What is potentially dangerous about detoxification programs? *What is a safe and effective detoxification? *Will it be uncomfortable? *Will I be in the bathroom all day? *Will I lose weight? *Will I get headaches? *Can I exercise? *Should I continue with my regular vitamins?

What is detoxification?

Detoxification is a natural and normal purification process that our bodies continuously use to get rid of substances that can be harmful to our health.

Who needs detoxification?

Everybody can benefit from the ongoing support of the cleaning up of toxins because exposure to them is unavoidable. A clinically supervised purification process will positively affect your health and ultimately improve your physical and mental well-being. It is very important for you to have additional detoxification support if you are on a weight loss program. The toxins that have been stored in fat tissue for years are liberated into the circulation during fat loss and with this 28 Day Program are eliminated from your body in a safe manner.

What happens if we do not detoxify properly?

All the environmental toxins, or the ones produced inside our bodies that are improperly eliminated and linger inside the cells or intestinal tract too long, can accumulate to create a toxic burden. Harmful health consequences that can result include:

•   can impair energy and metabolism causing symptoms of fatigue, brain fog and make fat loss difficult (weight loss resistance).

•   can increase the risk of many types of cancer (colon, lung, liver, and bladder)

•   may cause immune system impairment, autoimmune disease, brain degeneration, or impaired memory

Potentially dangerous detoxification programs to avoid:

1. Fasting: This makes you lose lean muscle, which slows down your metabolism, making it very difficult to lose weight in the future.

2. Juicing: This puts your blood sugar on a roller coaster, and much like fasting you do not get the necessary protein to support your lean body mass. You are likely to lose hair, and get saggy skin from protein deficiency.

3. Rapid Detox: IV Chelation and Colonics can fall into this category. These can be extremely stressful to your body and if you have a high toxic burden they could make you feel worse.

Detoxification for Health

What is a safe and effective detoxification?

A safe and effective detoxification program incorporates a nutrition and lifestyle program that reduces the toxic burden from food, beverages and lifestyle practices. The program ideally also incorporates amino acids, B-vitamins, and foods/supplements that support the liver, gall bladder, colon, and kidneys. The 28 – Day Program incorporates the coaching to get participants through their lifestyle changes along with the directions for amplifying a detox and weightloss program safely. Before starting one of our 28 – Day Programs, consider a few things you can do to assist your ongoing detoxification needs:

•   Drink plenty of pure water (minimum eight glasses daily) and get adequate fiber through your diet. For more information on best food choices for detoxification, ask our office for the “Detoxification for Health” patient guide.

•   Exercise! This increases blood and lymphatic flow as well as perspiration.

•   Consider starting a serving of Arbonne or Designs for Health fiber. These formulas are all natural, grain free and taste great!  Many over the counter formulas have artificial colorants, and contain sugar and aluminum. Take 1 tablespoon of PaleoFiber or Arbonne Fiber 1-3 times per day mixed in any liquid. When taken right before a meal, it will also reduce appetite.

•   Use Design for Health’s Metabolic Synergy formula or Arbonne’s Hybrids as your multivitamin. This contains nutrients that help with heavy metal and liver bile elimination. It also provides strong antioxidant support, which is greatly needed when toxins are eliminated.

•   You can get the supplements mentioned above shipped to you from the company or by ordering direct from Kimberly.  Your body will discover newfound energy and vitality as a result of going through this supervised detoxification program.

Will it be uncomfortable?

There is bound to be some opinion about the change in diet but this detox is designed to be gentle and easy to follow. Remember, it is not a fast nor is it an aggressive colon cleansing, which can be harsh on your system. You will be eating plenty of food and the shakes are pleasant tasting. You may feel a slight withdrawal during the first few days if you are giving up a lot of caffeine or a lot of sugar.  PaleoCleanse is a scientific formula, a “medical food”, which will assist you through some of the challenging days.  Have faith, it will pass, and it will all be worth it!

Will I be in the bathroom all day?

Absolutely not! Due to the increase in overall water consumption, (which I insist upon to flush out the toxins which will be released) you will find yourself urinating more than usual, but that’s all.

Will I lose weight?

The first week of the program cleans up your diet, which for most people leads to weight loss. Detox is not a weight loss program, per se. In other words, it is not a primary goal. But you are bound to lose weight from release of toxic fluid accumulation and the breaking down of toxic fat stores, in addition to consuming a very clean diet.

Will I get headaches?

If you are “withdrawing” from caffeine or sugar you will generally experience headaches for the first few days. Remember, the week prior to detox you will be decreasing intake of these substances to minimize discomfort. The formula of Paleo Cleanse will assist your body in cleansing out these substances as quickly and efficiently as possible. Designs for Health Detox Support Packets help significantly with withdrawal symptoms.

Can I exercise?

You may exercise normally (monitor yourself, of course). During some days, you may want to limit yourself to gentle movement such as walking, stretching or yoga, etc.

Should I continue with my regular vitamins?

PaleoCleanse contains a multitude of vitamins and other nutrients to help meet your daily requirements. You may suspend natural supplements during the detox if you wish but continue to take any medically prescribed pharmaceuticals. Ask your health practitioner if you have any specific questions.

Kimberly Webster

Amplify Wellness & Weight Loss 28 Day Cleanse

Wellness & Nutrition Consultant

Leave comments and contact info int he comments section of this blog.  I will respond promptly.

BE CAREFUL!!!!!

Mortgage Info

Content Originally posted in ActiveRain by-Harry D’Elia-(This is a Repost)

Fannie Mae announced today that they will make people who can make their payments and who do a strategic default will make them wait seven years before they are eligible for a Fannie Mae loan. It is estimated that there are 11 million homes acros America who are under water. That means the home owner owes more on the mortgage than the current market value of the home. We are facing the worst real estate bubble in the history of this county. There were predictions that we could have up to 21 million households upside down in their house in three years. I believe Fannie Mae is taking an early position to make people think twice before they perform a strategic default.

DEFINITION OF A STRATEGIC DEFAULT

This is when a home owner is walking away from their mortgage that they could pay but have decided not to because they owe more than their house is were worth at the current time. Home owners are not seeing any hope. So, their ideal suggestion is to give up and start all over.

Furthermore, Fannie Mae stated that they will pursue deficiency judgments in states that allow this by law. Please contact Harry D’Eliato learn more about your option in Arizona. Do you want to be on this list? Strategic defaults are continuing to rise because people have lost hope in the American Finance Machine. People on Wall Street continue to receive big bonuses at Christmas time and the American home owner is losing their home. Where is the balance? Who is monitoring Wall Street?

Fannie Mae will look at each hardship as it crosses it desk. A person with an acceptable hard ship or an approved short sale will only have to wait two years before obtaining a mortgage backed by Fannie Mae. Another option for home owners is to sign over their house in a “deed in lieu of foreclosure” to avoid a lengthy foreclosure process.

Statistics show that 7 out of 10 people who were foreclosed on their home did not seek a real estate professional for assistance.

**BE VERY CAREFUL if you are considering this. Ethically it is dead wrong, but I do understand how Wall Street has many homeowners across the nation in disarray and desperation due to the program(s) they developed out of sheer GREED thus creating the housing market bubble to burst.  BUT this may not be your best option or an option at all. PLEASE weigh all your options so that you have something to stand on!  Kimberly

What We’re Hearing – Do You agree?

Mortgage Info, Professional Corner, ,

REPOST from Paul Muolo Broker Universe…..VERY interesting point of view.

THE MAIN EVENT: When it comes to mortgage banking, it’s all about jobs folks. I know I might sound like a broken record on this topic but Friday was another one of those “this can’t be happening” days in the stock market. By the time the gate closed, the Dow had plunged 323 points, sending the yield on the 10-year near its 52-week low. There’s no point in rehashing the reasons for the carnage. You know what they are. But a few thoughts for you: We are in uncharted territory here. The good news for lenders (and I guess, servicers) is that mortgage rates are going nowhere any time soon. That’s a given, but how do you, as a mortgage banker, profit from this? Loan applicants should be beating down your doors, hoping to refi. Is anyone funding a 4% 30-year FRM yet? (If so, drop me a line atPaul.Muolo@SourceMedia.com.) But wait, before you can refi or buy a home, you need a job and if Uncle Sam is the only one doing any significant hiring, then we’re all in trouble. You can blame the poor job picture on technology, perhaps. Computers, cell phones, and all those gadgets we love make us more productive. Why hire another worker bee when one reporter (for example) can do the work of two? You get the picture. I wonder if the Republicans were in charge whether the jobs picture would be any better. We’ll never know, really. Come fall if angry voters pull the lever to “throw the bums out” most of the bums getting the boot (regardless of party affiliation) will be the Democrats. But what if the GOP captures the House and Senate? Will they prove to be the deficit hawks they now claim to be? The GOP certainly wasn’t worried about spending money when George W. Bush was in the White House. Anyway, it’s a mess. Then again, maybe the jobs picture is really better than the numbers show. Maybe, as one stock analyst said Friday morning, there really are a lot of “semi-retired” people out there, collecting unemployment because, well, they can, and these people are really just sucking the blood out of unemployment insurance funds and skewing the numbers upward. It appears the U.S. auto industry is actually on the mend, and hiring. But as we all know, homebuilding (traditionally) is a huge creator of jobs and right now that sector is flat on its back…